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About us

Your trusted partner
in investment success

Norrenberger Asset Management Limited provides conventional and shariah compliant investment products and services across all major asset classes to a diverse set of institutional, corporates, individuals and foreign investors. We offer wealth management services such as portfolio management, investment advisory, mutual funds, education planning, estate planning services, fixed income services and retirement planning.

Products & Services

Leadership

Pabina Yinkere

Managing Director

Pabina is an accomplished investment professional, responsible for driving the asset management strategy of the organization. He has two decades of experience in investment advisory, research, portfolio management, and institutional sales. His career is defined by pioneering achievements that have transformed the Nigerian financial landscape.

Prior to joining Norrenberger, Pabina was Chief Investment Officer at Access Pensions where he effectively managed an impressive $2 billion in assets across 16 funds. Pabina launched the very first Non-Interest Pension and Aggressive Pension Funds in Nigeria. His visionary leadership drove investment performance to secure back-to-back top-two rankings within the pension industry.

Before joining Access Pensions, his role at Vetiva Capital Management as first, Head of Investment Research and later, Director of Institutional Business, was marked by insightful analysis and strategic communication that attracted and retained over $300 million in assets under management. He was part of the team that introduced Exchange Traded Funds (ETFs) to the Nigerian market.

Prior to this, Pabina served as Head, Research at the Asset Management Division at Access Bank PLC where he established the Economic and Market Research Desk and successfully launched the Division’s maiden Mutual Funds offering, raising $13 million.

He holds an Executive Master’s in Business Administration (MBA) from Lagos Business School, Pan African University, Nigeria, and a Bachelor of Science degree in Geophysics from Ambrose Alli University. He has also attended numerous courses in leadership and strategy.

With his renowned contributions and diverse expertise in finance, Pabina remains an invaluable asset to the investment and asset management space.

Amarachi Okafor

Regional Head North

Amarachi is a Securities and Exchange Commission (SEC) certified Funds Manager and currently functions as the Regional Head, Asset Management (North) division of Norrenberger Asset Management Limited.

Prior to Joining Norrenberger, she was a Business Development Officer in the Private Banking business unit at Investment One Financial Services Group. She is experienced in HNI business prospecting, development, equities market, registrar liaison, portfolio/relationship management and succession planning.

She is also well experienced in customer service delivery within the Nigerian financial services industry and holds the International Certified Customer Service Professional (CICSP) certification amongst several other trainings.

Oluwatodimu Oluwole-Oni

Regional Head West

Oluwatodimu Oluwole-Oni is a result-oriented business development professional who currently heads the Regional Head, Asset Management (South-West) at Norrenberger Asset Management Limited, Lagos.

Oluwatodimu has over 12 years’ experience in Banking, Wealth and Asset Management, and has attended various courses and training in Financial Planning and Wealth Management. ‘Todimu is passionate about providing and has provided wealth management solutions to individuals and corporate organizations.

Prior to joining Norrenberger, she worked as the Team Lead, Institutional Sales, at the FSDH Asset Management Limited where she managed various client portfolios across all sectors and segments.

Todimu started her career with United Bank for Africa, Plc, where she was the Relationship Manager in the Emerging Corporates team, before proceeding to ARM Investment Managers Bank where she managed all institutional portfolios.

She holds a master’s in international law and diplomacy and a Bachelor of Science degree both from the University of Lagos.

Ekene Okechukwu

Regional Head South

Ekene Okechukwu is currently the Regional Head, Asset Management (South-South) of Norrenberger. He is a result-oriented and astute financial consultant who has gained over 13 years of banking experience especially in the area of Business Development, Investment Banking, Wealth Management and Asset Management. Ekene is also a Google-Certified Data Analyst.

Prior to joining Norrenberger, he worked as an Assistant Manager of FBNQuest Merchant Bank Ltd, Port Harcourt where he co-championed the birth of various products including the FBN Easy Retirement Package focused on Seniors. He also represented the Bank in various fora, seminars and engagement sessions. He previously worked with Kakawa Discount House Ltd as a Relationship Manager.

He holds a Bachelor of Science (BSc.) in Accounting from the Enugu State University of Science & Technology. He also has an MBA of Business Administration from the University of Nicosia, Cyprus.

Meet The Leaders

Clients We Serve

Our team of commercial and investment experts and other specialists have deep expertise across a range of industries. We offer solutions and services designed to help people and businesses of all types manage their finances and grow.

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Individuals

We empower individuals with investment opportunities that secure their financial future.

Institutions

Norrenberger serves institutions with robust financial strategies and asset management services.

Corporate & SMEs

We offer tailored financing and investment solutions to corporates and SMEs, enabling business expansion.

Halal Investors

For investors seeking Sharia-compliant options, Norrenberger offers a range of ethical and Halal investment solutions.

Diasporer Investors

Norrenberger serves institutions with robust financial strategies and asset management services.

Specialized Funds

We offer tailored financing and investment solutions to corporates and SMEs, enabling business expansion.

Individuals

We empower individuals with investment opportunities that secure their financial future.

Institutions

Norrenberger serves institutions with robust financial strategies and asset management services.

Corporate & SMEs

We offer tailored financing and investment solutions to corporates and SMEs, enabling business expansion.

Halal Investors

For investors seeking Sharia-compliant options, Norrenberger offers a range of ethical and Halal investment solutions.

Diasporer Investors

Norrenberger serves institutions with robust financial strategies and asset management services.

Specialized Funds

We offer tailored financing and investment solutions to corporates and SMEs, enabling business expansion.

Mutual Funds


Norrenberger Money Market Fund

Money Market Fund

The Money Market Fund is a collective investment scheme, registered with the Securities and Exchange Commission (SEC). The Fund invests in Nigerian short-term money market instruments such as Federal Government Treasury Bills, Bankers’ Acceptance, Commercial Papers, Certificate of Deposit, and other instruments introduced and approved by the Central Bank of Nigeria (CBN) from time to time.

Features

  • Return on investment is competitive and tax free.
  • The Fund is open-ended and constituted under a Trust Deed.
  • Quarterly interest payment or reinvestment.
  • Redemption of units within the first 30-day period attracts 20% penalty charge on accrued return.
  • Redemption takes 2-3 working days.
  • Online access available to monitor fund performance.
  • Diversified portfolio in money market instruments.
  • Minimum subscription amount is N5,000.00 and subsequent investment contribution as low as N1,000.00.

Norrenberger Islamic Fund

Islamic Fund

The Islamic Fund is a collective investment scheme, registered with the Securities and Exchange Commission (SEC). The Fund is targeted primarily at investors who have a short, medium to long term investment horizon with consciousness for their belief in Shariah principles and are seeking higher returns than typical Shariah Fixed Deposits but averse to the risk associated with equity investments. The Fund invests in Sharia Compliant Fixed Term Contracts which are subjected to the review of it’s Sharia Advisors.

Features

  • Return on investment is competitive and tax free.
  • The Fund is open-ended and constituted under a Trust Deed.
  • Quarterly dividend payment or reinvestment option.
  • Redemption of units within the first 180-day period attracts 20% penalty charge on accrued return.
  • Redemption takes 2-3 working days.
    Online access available to monitor fund performance.
  • Diversified portfolio in Sharia Compliant Instruments.
  • Minimum subscription amount is N5,000.00 and subsequent investment contribution as low as N1,000.00.

Norrenberger Dollar Fund

Dollar Fund

The Dollar Fund is a collective investment scheme, registered with the Securities and Exchange Commission (SEC). The objective of the Fund is to hedge against currency risk while providing liquidity and competitive returns to investors. The Fund is targeted at Retail Investors, High Net-worth Individuals, Africans in the diaspora, Local and Foreign Institutional Investors seeking Dollar dominated investments. The Fund invests in Sovereign & Corporate Eurobonds and dollar denominated money market instruments.

Features

  • Return on investment is competitive and tax free.
  • The Fund is open-ended and constituted under a Trust Deed.
  • Quarterly dividend payment or reinvestment.
  • Redemption of units within the first 90-day period attracts 20% penalty charge on accrued return.
  • Redemption is processed within 5 working days.
  • Online access available to monitor fund performance.
  • Diversified portfolio in dollar denominated instruments.
  • Minimum subscription is 5 units and subsequent addition of 1 unit at the prevailing price per unit.

Norrenberger Turbo Fund

Turbo Fund

The Turbo Fund is a collective investment scheme, registered with the Securities and Exchange Commission (SEC). The Fund aims to generate income and competitive returns by investing 100% of its assets in short, medium and long term instruments, including securities issued by Federal and State Governments, and corporate entities. The Fund is targeted at Retail Investors, and Institutional Investors seeking competitive returns on Naira-denominated investments. Investing in the Fund allows participation in the bond markets with lower initial investments compared to directly purchasing individual bonds.

Features

  • Return on investment is competitive and tax free.
  • The Fund is open-ended and constituted under a Trust Deed.
  • Quarterly interest payment or reinvestment option.
  • Redemption of units within the first 90-day period attracts 20% penalty charge on accrued return.
  • Redemption takes 5 working days.
  • Online access available to monitor fund performance.
  • Diversified portfolio in Naira denominated Fixed Income instruments
  • Minimum subscription is 50 units and subsequent addition of 10 units at the prevailing price per unit.

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Classic Note


Norrenberger Classic Note

Classic Note

The Norrenberger Classic Investment Note ‘The Classic Note’ is a liquid product which affords investors the opportunity to earn interest on their investments in periodic intervals monthly or quarterly; or compound the interest and earn it with the principal when the investment matures.

Features

  • Competitive interest rates.
  • Upfront and periodic interest payment options available.
  • Investment certificate can be used as a supporting document for accessing loans and visas applications.
  • Classic Investment Note is available in 30, 60, 90, 180 , 270 and 365 day tenors.
  • Investment can be rolled over at maturity.
  • Returns are subject to statutory 10% withholding tax(WHT).
  • Early termination or part termination is allowed with a charge to interest only.
  • Minimum investment amount is N1,000,000.00.
  • Interest rate is negotiable based on amount and tenure of the investment.

Targeted Investment

Targeted

The Targeted Investment Plan is a structured plan that gives investors an opportunity to invest towards a short to medium term goal with a specific future date. The goal can be to purchase a property, start-up capital for business, dream vacation, education, wedding, car purchase, etc. Interest rate is referenced to the regular Classic Investment Note.

Features

  • Easy achievement of your financial goals due to deliberate planning.
  • Competitive return on your investment, which brings you closer to your goal.
  • Investment certificate can be used as a supporting document for accessing loans and visa applications.
  • Minimum investment tenor is 180days.
  • Withdrawal from the plan is not allowed.
  • Additional investment can be made at any time.
  • Minimum investment amount is N50,000.00.
  • Interest rate is negotiable based on amount and tenure of the investment.

Structured Investment

Structured

The Classic Structured Investment Note is a product that invests in carefully selected low-medium risk assets such as Commercial Papers, Short Term Debt Notes and Bonds to provide liquidity, competitive returns and safety of funds.

Features

  • Attractive interest rates.
  • Investment certificate can be used as a supporting document for accessing loans and visas applications.
  • Interest can be taken upfront or periodically.
  • The Structured Investment is available in 90, 180, 270 and 365 days tenors.
  • Early termination or part termination is allowed with a charge to interest only.
  • Investment can be rolled over at maturity.
  • Returns are subject to statutory withholding tax (WHT).
  • Minimum investment amount is N10,000,000.00.
  • Interest rate is negotiable based on amount and tenure of the investment.

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Treasury Note


The Treasury Linked Investment Note ‘The Treasury Linked Note’ is a product which affords investors the opportunity to invest in a portfolio mainly made up of Treasury Bills and Bonds. Investors can earn returns on their investments upfront (Discounted); or at the maturity of the investment (Yield).

Features

  • Default risk-free (Sovereign) instruments.
  • Competitive interest rates.
  • Investment certificate can be used as a supporting document for access to loans, visas and other applications.
  • Tenures of 91 days to 5 years.
  • Treasury Linked Investment Note is available in all tenors.
  • Allows for roll-over when investment matures.
  • Early termination or part termination is allowed with a charge to interest only.
  • Investment return is referenced at 100 basis points above indicated instrument rate.
  • Minimum investment amount is N1,000,000.00.
  • Returns are not subject to WHT.
  • Interest rate is negotiable based on amount and tenure of the investment.

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Norren Kickstart Account


The Kickstart account is geared towards partnering with parents/guardians to encourage the next generation of Nigerian youths to explore their entrepreneurial potentials by leveraging on the capitalist system of the Nigerian economy to become employers of labor and captains of industries in the long term.

Features

  • Investment tenor is 21 years minus the child’s age.
  • Beneficiaries can have access to Norrenberger’s quarterly entrepreneurship focused seminars and trainings.
  • Contributor can withdraw up to 35% of total account balance annually.
  • One free annual withdrawal benchmark.
  • Competitive return on investment.
  • Interest rate is fixed and can be reviewed periodically in line with market realities.
  • Minimum initial deposit of N100,000.00 and subsequent minimum contribution of N5,000.00.

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FX Classic Note


FX Classic Note

FX Classic Investment (Regular)

The FX Classic Regular Investment is a product that offers investors an opportunity to invest in foreign currencies such as US Dollars, British Pounds and Euros, over a short to medium tenor. The key objective is to hedge against exchange rate risk while ensuring preservation of capital and return on investment.

Features

  • Competitive return on investment.
  • The FX Classic Regular is available in USD, GBP & EUR.
  • The FX Classic Regular is available in 30, 60, 90, 180, 270 & 365 days’ tenors.
  • Returns are subject to withholding tax (WHT).
  • Early termination or part termination is allowed subject to termination charges of 25% of accrued interest.
  • Interest is payable on the maturity of the investment.
  • Minimum investment amount is USD, GBP & EUR 5,000.00.
  • Interest rate is negotiable based on amount and tenure of the investment.

FX Classic Medium - Long Term

FX Classic Investment (Medium-Long Term)

The FX Classic Medium - Long Term Note is a product that offers investors an opportunity to invest in foreign currency, fixed income instrument such as Eurobonds and short-term foreign currency placements to give a diversified portfolio over a medium to long tenor. The key objective is to hedge against exchange rate risk while ensuring preservation of capital and return on investment.

Features

  • Interest is paid semi-annually.
  • Premature liquidation is allowed subject to a charge of 25% of accrued interest.
  • Attractive returns on investment.
  • FX Classic Medium-Long Term Note is available in 18 months to 5 years tenor.
  • Returns are subject to withholding tax (WHT).
  • Minimum Investment amount is USD, GBP & EUR 5,000.00.
  • Interest rate is negotiable based on amount and tenure of the investment.

Eurobonds & Notes

Eurobonds & Notes

Eurobonds are corporate or sovereign foreign currency medium to long term instruments targeted at High Net-worth Individuals, Corporates and Institutions. The key objective is to hedge against exchange rate risk while ensuring preservation of capital and return on investment.

Features

  • Interest is paid semi-annually.
  • Instrument is tradeable and market conditions determine the price of a trade.
  • Low-medium risk asset.
  • Tenure of 18 months to 5 years for Eurobond Note and 3-50 years for standard bonds.
  • Returns are paid semi-annually.
  • Returns are not subject to withholding tax (WHT).
  • Minimum Investment amount is $200,000.00 for standard bonds and $10,000 for Notes.
  • There is an active secondary market for the instrument.
  • Interest rate is negotiable based on amount and tenure of the investment.

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Portfolio Management


This product is targeted at High Net-Worth Individuals, Co-operatives, Private & Public Organizations, Institutional Investors, Special Purpose Funds and Multinationals who seek to diversify their investments in various asset classes expertly managed by professionals. Asset classification will be based on clients’ preference and risk level. Target returns will be set to assess performance by the fund manager. Management fee applies but is negotiable based on the volume of the transaction.

Features

  • Investment is customized to clients need.
  • Clients’ risk and return sensitivity is factored into portfolio mix.
  • Professionally managed by a Team of performance driven experts.
  • Efficiency and Flexibility in managing portfolio in line clients investment
  • policy statement.
    Management fee 1-2% of net asset value.
  • Market knowledge and access to products will provide viable investment options to clients
    Access to global research and market outlook report to guide investment decision and fund management

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Norren Medium Term Investment Note


The Medium-Term Investment Note is designed to provide investors with an opportunity to benefit from highly competitive returns generated from a diversified investment portfolio. The Medium-Term Investment Note targets investors with investment horizon of above one year.

Features

  • Attractive interest rates.
  • Bi-annual interest payment/Rollover.
  • Investment Note is available in 18-36 months tenor.
  • Allows for roll-over after investment matures.
  • Early termination will attract a pre-liquidation charge of 35% of accrued interest.
  • Returns are subject to withholding tax (WHT).
  • Minimum investment amount is N1,000,000.00.
  • Interest rate is negotiable based on amount and tenure of the investment.

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Fixed Income Services


Our fixed income dealing services affords investors the opportunity to buy securities such as Treasury bills, Commercial papers, Government or Corporate Bonds to either hold till maturity or for sale.

Features

  • Excellent execution capacity.
  • Ability to source instruments from other dealers to provides options to clients.
  • Competitive returns to clients due to diversified sources.
  • Minimum investment amount is N1 million for Treasury bills.
  • Minimum investment amount is N5 million face value for secondary market bonds.
  • Interest from Treasury bills investment can be paid upfront or backend.
  • Minimum investment amount for Primary Market Auction is N50,000,000.
    Active secondary market for trading instruments.
  • Market conditions will determine the price of a trade.

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Discretionary Money Market Investment


Discretionary Money Market Investment

This fund invests in diversified money market instruments. It is the closest to a call investment, providing flexibility to investors seeking fixed and competitive returns.

Features

  • Easy entry and exit.
  • Withdrawal within 24-48 hours.
  • Diversified portfolio.
  • Online access to monitor investment.
  • Minimum investment amount is N50,000.
  • Investment is compounded monthly.
  • Interest rate is fixed and reviewed periodically.
  • Investment is subject to 10% withholding tax.

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